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Nevada Financing Choices
Revolving Lines Of Credit

Revolving lines of credit offer the flexibility to draw funds for business purchases. Your credit availability is continually replenished as balances are repaid.

  • The revolving line of credit* is ideal for:
    • Purchasing inventory
    • Financing receivables
    • Working capital needs
  • Term: 1 year maturity with interest-only payments
  • Loan Amounts: $5,000 to $500,000
  • Interest Rates: Adjustable rate tied to Nevada State Bank’s prime rate plus a margin determined by line amount
  • Collateral: unsecured, equipment, inventory, accounts receivable, real estate, savings or CD

small business loan

Nevada State Bank also offers a Business Overdraft Protection line of credit* (Business Reddi-Reserve). The line of credit is attached to a non-interest bearing business checking account for:

  • Overdraft Protection
  • Term: Open end with quarterly reviews. Monthly payments of 1.5% of the outstanding principal balance plus all interest accrued. Minimum payments automatically deducted from the business checking account on the 20th of each month. Activity and payment information is included on your monthly business checking account statement.
  • Loan Amounts: $1,000 to $100,000
  • Interest Rates: Adjustable rate tied to Nevada State Bank’s prime rate plus a margin determined by line amount.
  • Collateral: unsecured

*Subject to credit approval

To speak with a Nevada State Bank representative and determine which credit line product would best meet your financing needs:

Northern Nevada:
Mike Swain
775-686-7106
Steven.Swain@nsbank.com
Southern Nevada:
Schvell Clark-Williams
702-855-4711
Schvell.Clark-Williams@nsbank.com

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