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Bank Fee Schedule
Effective March 1, 2008
Service Description Fee
ATM Balance Inquiry Fee
(Balance inquiry at a foreign ATM.)
$1.00
ATM Mini Statement Fee
(Short statement available at ATM.)
$1.00
ATM Transaction Fee
(Transaction at a foreign ATM.)
$1.50
Check Book Balancing Fee $20.00 per hour
Check Printing Fee
(Personalized check printing.)
Fee depends on style of check ordered
Deposited Item Return Fee
(Deposited item(s) returned - chargeback.)
$4.00 each
Domestic Out Collection Fee
(Items sent for collection, domestic)
$15.00
Dormant Account Fee
(Non-Refundable)
$5.00 per month
Early Closure Fee
(Account closed within 90 days of opening.)
$25.00

Foreign Check Return Fee
(effective March 1, 2008)

$25.00

Foreign Check Return
Overnight Shipping Fee

(effective March 1, 2008)

$25.00
Image Option Fee
(Consumer Accounts.)
$5.00 per statement
Imaged Check Fee
(Fees for check images mailed) – Applies to selected accounts where check safekeeping is required, but images are returned with the monthly statement.
$3.00
Insufficient Funds Fee
(Non-sufficient funds paid or returned.)
$30.00 per item
Interim Statement Fee
(Period-to-date statement copy.)
$3.00 per statement
International Out Collect Fee
(International items sent for collection.)
$40.00
Legal Processing Fee
(Legal requests for customer information.)
$75.00
Money Order $3.00 each
Night Deposit Bag
(Disposable Plastic.)
$0.35 each
Night Deposit Key $5.00 each
Notary Service Fee No charge
Official Check $5.00 each
Overdraft Deposit Transfer Fee
(Per completed automatic transfer from one internal account to another to cover an overdraft.)
$10.00
Overdraft Service Fee
(Charge or interest for overdraft balance.)
$5.00 per day
Research Copy Fee $2.50 per copy
Research Fee $20.00 per hour
Safe Deposit Box Fee
Boxes are not available at most supermarket locations.
A variety of boxes are available. Annual rent ranges from $15.00 to $315.00 depending upon the box size.
Safe Deposit Box Forcible Entry Fee $200.00
Safe Deposit Key Deposit $10.00 (Customer)
$50.00 (Non-Customer)
Special Handling Return Checks Fee
(Special handling for returned checks.)
$2.00 each
Statement Hold Fee
(Statement held at branch per customer’s request.)
$3.00 per month
Statement Reprint Fee $5.00 per statement
Stop Payment Fee $30.00 (per item)
Travelers Cheques See branch for various options.
Uncollected Funds Fee
(Charge for drawing on uncollected funds.)
$30.00 per item
Wire Fee (customer)
- Incoming-Domestic
- Outgoing-Domestic
- Incoming-International
- Outgoing-International

$10.00
$25.00
$15.00
$50.00
Wire Fee (non-customer)
These services are no longer available for non-customers.
Zipper Bags $5.00

Retained Service Fees:
If there are insufficient funds to cover a service fee assessed at the end of the statement cycle, any balance in the account will be debited and applied to the fee. The remainder of the fee will be "retained" and may be debited in a future statement period.

Reddi-Reserve Accounts:
Credit Line Late Fee………………………………5% of late payment or $20.00, whichever is greater, if not received within 10 days after the “Payment Due Date” shown on periodic statement.

Returned Payment Fee………………………………None

Transfer Fee
………………………………$5.00 per completed transfer (A transfer fee will be charged every time an advance is made from a Credit Line Account-please note that more than one advance may be made during any given day.)

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