Thomas Elmer is Executive Vice President and Senior State Credit Administrator, overseeing all aspects of credit administration, including loan approval, risk grading, loan servicing, special assets, construction disbursement, and appraisals. He joined Nevada State Bank in 2013 after serving for more than 15 years with a regional bank in the Pacific Northwest, most recently as Senior Vice President and Regional Credit Officer. Before beginning his banking career, Elmer studied accounting and economics at Washington State University and Eastern Washington University. He has extensive experience in the banking industry and has been recognized with several professional awards.