Helping Nevada in Challenging Times


Like the rest of Nevada, we at NSB are looking forward to a gradual return to normalcy. Clark County public schools are set to partially reopen in March, our first responders and seniors are getting vaccines, and the number of COVID cases seems to be gradually declining.


Meanwhile, we’ve been hard at work helping local businesses and individuals cope with the challenges presented by the uncertain economy. NSB was here for Nevada businesses during the first round of Paycheck Protection Program (PPP) funding last year, when we processed 5,137 loans, positively impacting more than 56,000 jobs. Now that the federal government has released another round of PPP funding, we are again helping business clients who need financial assistance. According to an SBA report on January 24, 2021, our parent company, Zions Bancorporation, is the No.4 PPP lender in the nation, with 3,238 approved loans for $494,607,658. Here in Nevada, NSB has funded approximately 25% of all PPP dollars in the state.


We are also offering a special program to provide financing for businesses that want to buy or refinance their business space, which can be especially helpful in today’s low interest rate environment.

In 2020, we continued to make loans to individuals, setting a new record for mortgages and achieving a No. 1 market share in home equity lines of credit. We also looked for creative ways to volunteer in our communities, including drive-through food collection for local food banks. As we have done for many years during the holiday season, we collected toys and bikes for the KLUC Toy Drive and clothing for the Reno Rodeo Foundation Denim Drive.


We firmly believe that “It Matters WHO You Bank With”, especially when times are tough. As soon as we were able to safely do so, we reopened branches so our colleagues could provide in-person assistance to those who needed it. We continue to show our support for communities by working with clients experiencing challenges caused by the virus-related lockdowns.


In addition, our business clients have told us that it’s a big help to have a banker who can walk them through the PPP loan process and make sure everything is filled out correctly, even if it means working after hours or on weekends. You won’t find that level of personal attention at some of the larger financial institutions. Click here for stories from some of the businesspeople we helped in the first round of PPP lending.


Our Nevada State Bank colleagues are dedicated to helping businesses and families in the communities we serve. Together, we can make it through these challenging times. 



Best regards, 


Terry A. Shirey

Terry A. Shirey

Terry A. Shirey

President & Chief Executive Officer

Nevada State Bank



February 2020 Nevada HAND                                                                           
March 2020 We're Here for You
May 2020 Helping Nevada Businesses With Paycheck Protection Loans
October 2020 Help NSB Fight Type 1 Diabetes at the JDRF One Walk
November 2020 Giving Thanks and Looking Forward