Nevada State Bank is your community bank, and we attempt to make the loan application process as easy, quick and painless for you as possible. You benefit from local decision-making and a customized review program – not to mention our competitive rates.


Small Business Administration Financing

Nevada State Bank is dedicated to the needs of small business and is a Preferred Small Business Administration (SBA) Lender. SBA loans offer a low down payment and affordable monthly payments. 


Business Lines of Credit

Finance your day-to-day business needs with a convenient and flexible line of credit from Nevada State Bank. Draw funds from a secured or unsecured line as you need them and make repayments according to your choice of credit line. 


Term Loans

A Nevada State Bank business term loan is a simple, easy way to finance any legitimate business need. We offer competitive rates on both secured and unsecured loans, so whether you need a short-term loan to get through a crisis or a long-term commercial property loan, we will help you grow your business. 


Equipment Leasing[cite::51::cite]

Whatever equipment your business needs, leasing offers several advantages, including fixed rates, flexibility and tax benefits.  Nevada State Bank is the only local community bank to offer equipment leasing. From corporate jets to ink-jet printers Nevada State Bank has a range of programs and options to make equipment leasing work for you.


If you need to lease equipment for your company, call us today at (702) 461-2274. We'll help you get your plans off the ground. 


Factoring/Business Credit Options[cite::53::cite]

Whether you're a start-up or a financially sound company with seasonal needs, factoring, offered by Nevada State Bank through Zions Bancorporation, N.A., is a flexible solution to conventional financing that can provide working capital based on the creditworthiness of your commercial accounts receivable. 


Agricultural Financing[cite::1::cite]

Finance your agri-business or refinance existing debt with a Nevada State Bank loan through Zions Agricultural Finance.  Loans are available for capital expansion, and for farm and ranch land acquisitions. Zions Agricultural Finance is the nation's largest originator of Secondary Market Agricultural Real Estate Mortgage Loans.



Small Business Diversity Banking Program

We understand that access to capital can be a challenge for businesses owned by minorities, women and veterans. So we’re investing in greater equity for these communities through our Small Business Diversity Banking Program. Under the Equal Credit Opportunity Act, this program is dedicated to opening the door wide, giving more and more businesses the chance to grow and prosper with wider access to loans and lines of credit through Special Purpose Credit Program eligibility standards. If you are part of one of these groups, we encourage you to contact one of our bankers to discuss your specific needs and learn more about this unique program.

Minority-Owned Business Loans

As a community bank, we’re motivated to make capital available to underrepresented businesses under Special Purpose underwriting guidelines. Our bankers proudly offer short-term and long-term financing under Special Purpose eligibility criteria for minority businesses owned by members of Black, Hispanic, Native American, Asian-Pacific and Subcontinent Asian groups.



Women-Owned Business Loans

Our small business loans can help women-owned businesses flourish with short-term and long-term financing. Work with a knowledgeable banker within your community who is dedicated to finding you a loan or line of credit. Using Special Purpose underwriting guidelines, we can help make your dreams into reality.





Veteran-Owned Business Loans

We honor your service with veteran-owned business loans featuring Special Purpose underwriting guidelines to help fuel growth. Access to short-term and long-term capital for businesses owned by veterans can be within reach for a variety of needs. Get help from an experienced business banker in your community.