TYPES AND TERMS

  • Secured or unsecured 
  • Conventional and SBA
  • Terms up to 84 months

 

PURPOSE

  • Finance a specific one-time need
  • Purchase furniture, fixtures, or equipment
  • Expand your business

 

BENEFITS

  • Predictable payments
  • Multiple collateral options
  • Increase working capital

 

REQUIREMENTS FOR LOAN REQUESTS

  • A loan amount between $5,000 to $175,000
  • A loan term up to 60 months
  • The current ownership of the business should be more than 24 months
  • The business should not be owned by another business entity
  • The business should currently have less than $250,000 in loans with our bank

 

BEFORE YOU APPLY ONLINE, YOU WILL NEED

  • To be an authorized officer of the business
  • To be at least 18 years old
  • To be a business located in Nevada 
  • Your Tax Identification Number(s) (SSN / TIN)
  • An email address for all individuals with 20% ownership in the business
  • The revenue and income information of the business
  • The average balance in your business bank account(s)
  • The total debt and monthly debt payments for the business

 

NEED ADDITIONAL HELP?

Our small business banking team is committed to helping you find the best Term Loan for your needs. Speak to a Nevada State Bank representative or schedule an appointment today.

 

Northern Nevada:

Tiffanie Rhodes

775-686-7154

Tiffanie.Rhodes@nsbank.com

 

Southern Nevada:

Dawn Platt

702-706-9580

Dawn.Platt@nsbank.com

 

Disclosures