Auto Loan

A Smart Cash Tool For Your Business, Cleverly Disguised as a Credit Card

Nevada State Bank has been serving Nevada businesses for more than 55 years, and we're dedicated to helping you succeed and grow. That's why we are pleased to offer three distinct AmaZingTM Visa® Business Credit Cards1, each with its own style of benefits.

Choose the Benefits That Fit Your Business.

AmaZing Cash®
for Business
2% Cash Back2
on select purchases
1% Cash Back2
on other purchases
AmaZing Rewards®
for Business

Earn 1 Rewards Point3
for every dollar spent
Receive an Annual
Rewards Bonus4
AmaZing Rate®
for Business
Low Variable APR
on both Purchases and
Balance Transfers
One of the Lowest Rates
in the market

Or

Or

Or
IDEAL FOR BUSINESS CLIENTS WHO WANT: Cash Back on Purchases Rewards Points on Purchases Great Low Rate
Promotional Bonus5 $250 Cash Back
with $2,500 spent in first
3 months.
25,000 Rewards Points
with $2,500 spent in first
3 months.
$250 Credit
with $2,500 spent in first
3 months.
Purchase Rate Promo6 0% Intro APR for the first 6 months
(Prime + 9.99% (13.49%) variable APR after that)
0% Intro APR for the first 6 months
(Prime + 5.99% (9.49%) variable APR after that)
Balance Transfer Rate Promo6 0% Intro APR for the first 12 months
(Prime + 9.99% (13.49%) variable APR after that)
0% Intro APR for the first 12 months
(Prime + 5.99% (9.49%) variable APR after that)
Annual Fee None
Credit Limit Up to $250,000
Cash Advance/Balance Transfer Fee 3% - $10 minimum fee
Secured Card Option Available on all cards. Promotional offers and rates apply to card selection.
Management and Reporting Features
Expense Reporting Customizable expense reporting tools available at no cost.
Expense Management Optional expense management service for expense allocation and workflow management is available for a fee of $35 monthly.
Manage Cardholder Settings Online Adjust cardholder limits, remove cardholders, and make address changes in real-time online.
Cardholder Spending Restrictions Restrict purchases by merchant category or by specific merchant.
Year-End Summary Statement Optional enrollment. Clients receive a summary of all card spend annually.

Additional Benefits7

Discounts with Visa SavingsEdge®
Zero Liability8
Travel Accident Insurance
Travel and Emergency Assistance
Purchase Security and Extended Protection

Apply online or call us at 1.888.635.8337.


Commercial Card Also Available


Efficiently manage your corporate expenses. The Commercial Card is a charge card that allows you to take advantage of simplified management and maximized savings. Talk to a banker for additional details on this option.


Bring your banking home.



Important Disclosure Information:

1. Credit Cards are subject to credit approval.  Certain terms, conditions and restrictions apply.  See your Business Credit Card Application and Agreement and Disclosures for more details.  All offers are for new business card accounts, may not be available with all card types and subject to change at any time. 

2. Amazing Cash® Back for Business – 2% cash back is earned on select business purchases which include office supplies, wireless telephone services, computer network services, insurance products, and telecommunications services and equipment. If earnings in these categories exceed 20% of total purchases for the year, cardholder will earn 1% cash back. Cash back is not earned on transactional items such as cash advances, balance transfers, returned merchandise, etc. Must have at least $25 earned cash back in order to redeem. Account must be in good standing. See the AmaZing Cash Back for Business Program Terms and Conditions for full details.

3. AmaZing Rewards® Points for Business – Cardholder earns 1 rewards point for every dollar spent on net purchases only. Rewards points are not earned on transactional items such as cash advances, balance transfers, returned merchandise, etc. Must have at least 2,500 earned points to redeem, and purchases must be redeemed within 90 days of purchase date. Account must be in good standing. See the AmaZing Rewards for Business Program Terms and Conditions for full details.

4. Annual Rewards Points Bonus – Offer available on Amazing Rewards for Business card. A cardholder may earn an annual reward bonus ranging from 0% up to 25% of the total rewards points they have earned on non-promotional offers within the calendar year. This annual bonus is not 0% - 25% of annual spend on the card; but rather it is 0% - 25% of the total rewards points that the cardholder has earned throughout the year. This annual bonus is in addition to the 1% rewards points that a cardholder earns on every purchase. The percentage amount of the annual bonus is determined by which tier the cardholder's annual net spend falls into. Annual Spending Tiers – Tier 1: $0 - $49,999 = 0%, Tier 2: $50,000 - $99,999 = 5%, Tier 3: $100,000 - $149,999 = 10%, Tier 4: $150,000 - $199,999 = 15%, Tier 5: $200,000 - $249,999 = 20%, Tier 6: $250,000+ = 25%. For example, with an annual spend of $120,500 you would earn 120,500 points (1% rewards) plus an annual bonus of 12,050 points (10% under Tier 3). The annual bonus will be added to your rewards points balance within 6 weeks of the calendar year end. Transactional items such as cash advances, balance transfers, returned merchandise, etc. are not eligible. The following graphic offers examples of how the annual bonus program works:

Tier If You
Spend
You Earn 1
Rewards Point
for Every Dollar
Spent
Depending on the Annual
Bonus Spending Tiers
You May
Earn an
Additional
Annual Bonus
Total
Earnings*
1 $45,000 45,000 $0 - $49,999 = 0% 0 45,000 4,500
2 $70,500 70,500 $50,000 - $99,999 = 5% 3,525 74,025 7,875
3 $120,500 120,500 $100,000 - $149,999 = 10% 12,050 132,550 13,750
4 $170,500 170,500 $150,000 - $199,999 = 15% 25,575 196,075 20,125
5 $220,500 220,500 $200,000 - $249,999 = 20% 44,100 264,600 27,000
6 $400,000 400,000 $250,000 or more = 25% 100,000 500,000 50,000

5. $250 Cash Back or 25,000 Rewards Points Promotional Bonus – Earn $250 cash bonus or 25,000 rewards points when your business spends $2,500 on eligible net purchases in the first 90 days of account opening (Transactional items such as cash advances, balance transfers and quasi cash amounts do not qualify toward $2,500 spend). One bonus payment is allowed per business, not per account or per card. Offer applies to new AmaZing™ Business Credit Cards. Limited time offer.

6. 0% Intro APR on Purchases and Balance Transfers – 0.00% intro APR on new purchases for the first 6 months from account opening date. 0.00% intro APR on balance transfers for the first 12 months from the date the balance posts to the account. After that, 13.49% variable APR for AmaZing Cash and AmaZing Rewards for Business cards and 9.49% variable APR for AmaZing Rate® for Business card. The APR is variable and based on the Wall Street Journal Prime Rate, plus a margin based on credit worthiness. Prime Rate is currently 3.50% as of 12/17/2015. For new accounts, balance transfer requests must be received within 60 days of account opening. Offer excludes cash advances. Monthly minimum payment required during offer period if applicable.

7. Visa Benefits and Services - Certain terms, conditions, limitations, and exclusions apply. Refer to your Visa Guide to Benefits Package and card agreement for further details.

8. Zero Liability - Cardholder is not responsible for fraudulent charges made with their card or account information as long as notification of unauthorized use to Card issuer is immediate. Does not apply to business ATM or PIN transactions. Disputed transactions must post to account before provisional credit issued. For specific conditions, restrictions, limitations and other details, please contact us.

9. Purchase Alerts - Must be enrolled in online banking. Transaction notifications are sent to your email account and/or to your mobile device via text. Fees from your wireless provider may apply.

10. Mobile Card Fraud Alerts - Free for Nevada State Bank clients. Standard text message and data rates from your wireless provider may apply.

11. myPHOTOcard - First image is free with this service. Subsequent images are $4.95 each.

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