Reduces Idle Balances

Excess balances are minimized or eliminated, thus increasing your cash resources.

Reduces Overdrafts

Timely return of forged or altered checks can help save you many times the cost of the service in potential losses and legal fees.

Structure Flexibility

The system provides customization and flexibility to meet your exact needs, thus allowing you to structure your accounts accordingly.

At the end of every business day, each collection or disbursement account is analyzed to determine whether the account has a positive or negative ending balance. If an account has a positive balance, all funds in excess of a pre-established “peg” balance (usually zero dollars) are transferred into the concentration account. If an account has a negative balance, adequate funds move from the concentration account to the sub-account to bring the balance back to zero or the established “peg.” 

To learn how to enroll in Treasury Management services[cite::125::cite] or for more information about our business products and services, call us today at 800-693-7695 or visit your nearest branch.