mortgage

Enjoy an introductory 1.99% APR1 fixed for the first 12 months, with a variable 3.25% - 5.00% APR thereafter.

Enjoy credit at your fingertips for a variety of purposes:

  • Make home improvements
  • Consolidate high-interest debt
  • Pay for education expenses
  • Make large purchases
  • Take a well-deserved vacation
  • And more

With a Home Equity Credit Line, you can enjoy:

  • No origination fees, closing costs1, or third party fees
  • Low Interest-only payments
  • Easy access  - simply write a check, transfer online, or visit a branch

Lock in a low rate with EquityLock2

Lock in a fixed rate on all or some of the borrowed balance from your Home Equity Credit Line:

  • Fixed monthly payments
  • Plan for large purchases
  • Select the term from one to ten years


Getting started is quick and easy.
Call us today at 1.866.909.1624 or Apply Online.


Bring your banking home.


1. Loans subject to credit approval; terms and conditions apply. Offer is subject to change at any time. Minimum loan amount is $10,000. Minimum draw amount to avoid $30 fee is $500. Collateral must be owner-occupied, primary or secondary (no rentals) single family residential property, located in Nevada, with a maximum 80% Loan to Value. Properties for sale are not eligible. Property insurance is required, and other restrictions or conditions may apply. Effective 05/02/2016 and is subject to change at any time. 1.99% introductory APR is fixed for the first 12 months of account opening; variable APR of 3.50% - 5.00% after that. The variable APR is based on the Prime Rate as stated in The Wall Street Journal plus a margin and is subject to change without notice. Prime Rate is currently 3.50% as of 05/02/2016. Maximum APR is 25%. The interest rate will change effective with changes in the Index. Existing Home Equity Credit Lines may be modified for a standard modification fee of $250.

2. Maximum of three EquityLock sub-loans may be outstanding under the HECL at any time. Minimum loan amount $5,000. $25 conversion fee per EquityLock sub-loan. Other terms and conditions apply. See bank for details. Nevada State Bank

NMLS# 467014

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