Enjoy an introductory 1.99% APR1 fixed for the first 12 months,
with a variable 3.75% - 5.25% APR1 thereafter.
Enjoy credit at your fingertips for a variety of purposes:
- Make home improvements
- Consolidate high-interest debt
- Pay for education expenses
- Make large purchases
- Take a well-deserved vacation
- And more
With a Home Equity Credit Line, you can enjoy:
- No origination fees, closing costs, or third party fees
- Low Interest-only payments
- Easy access - simply write a check, transfer online, or visit a branch
Lock in a low rate with EquityLock2
Lock in a fixed rate on all or some of the borrowed balance from your Home Equity Credit Line:
- Fixed monthly payments
- Plan for large purchases
- Select the term from one to ten years
Getting started is quick and easy.
Call us today at 1.866.909.1624 or Apply Online.
Bring your banking home.
1. Loans subject to credit approval; terms and conditions apply. Other loan options are available. See banker for details. Offer is subject to change at any time. Minimum loan amount is $10,000. Existing Home Equity Credit Lines may not be modified and proceeds may not be used to refinance an existing HECL. NMLS# 467014.
Collateral: Collateral must be owner-occupied, primary or secondary (no rentals) single family residential property, located in Nevada, with a maximum 80% Loan to Value. Properties for sale are not eligible. Property insurance is required, and other restrictions or conditions may apply.
APRs: Effective 03/13/2017 and subject to change at any time. 1.99% introductory APR is fixed for the first 12 months of account opening; variable APR of 3.75% - 5.25% after that. The variable APR is based on the Prime Rate as stated in The Wall Street Journal plus a margin and is subject to change without notice. Maximum APR is 25%.
Fees: Minimum draw amount to avoid $30 fee is $500. An early closure fee will apply if line is closed within 36 months of the initial loan closing date.
2. Maximum of three EquityLock Structured Repayment Options may be outstanding under the HECL at any time. Minimum loan amount $5,000. $25 conversion fee per EquityLock sub-loan. Other terms and conditions apply. See bank for details.