Bring Your Banking Home with a Home Residence Loan

Nevada State Bank offers home financing for Nevadans by Nevadans. Whether you want to buy a new home or refinance the home you’re in, bring your banking home with a Home Residence Loan1.

Refinance up to 100% Loan-To-Value2

No Points

No Closing Costs

No Payments for first 90 Days3

Rate Discount with Auto-Payments4

Now is the Perfect Time to Buy a Home

With record low housing prices, low interest rates and lots of inventory, don't miss your chance to get a piece of the American Dream!

  • Low rates with flexible terms
  • No escrow impounds - control your own payments for property taxes and homeowners insurance
  • Select your monthly payment due date

We've simplified the application process – you can apply online or
call us at 1.866.408.0278.

Bring your banking home.

1. Subject to credit and collateral approval, terms and conditions apply. 2. 100% LTV is available only for shorter terms, for refinance only up to $750,000, and must be primary residence located in NV. Loans greater than $750,000 may only be financed up to 80% LTV. Other products are available. No cash out allowed on loans with LTV higher than 80%. Property value will be determined by bank. 3. Interest will accrue during the 90-day no payment period. 4. A 0.25% rate reduction for automatic payments from a Nevada State Bank account. Call or see branch for details.

Please be aware that this website contains embedded objects (i.e., YouTube videos, Facebook, Twitter, RSS feeds). Some of these embedded objects may contain third-party links that take you to websites not affiliated with Nevada State Bank or Zions Bancorporation and may have a different privacy policy and level of security. Nevada State Bank and Zions Bancorporation are not responsible for, and do not endorse or guarantee, the privacy policy, security, accuracy or performance of the third-party's website or the information, products or services that are expressed or offered on that website.

Let's Get Started


Complete this form and a financial specialist will call you within 1-2 business days.

*Required Fields     




auto loan credit card
© 1999 - 2014 Nevada State Bank. All rights reserved. Privacy Policies | Fraud Protection | Trusteer | Tools | Careers | Bank Properties | Site Map | Agreement Center