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Choose the Nevada State Bank personal checking account that's right for you by reviewing the various options, features, and benefits shown on this comparison page.
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This account is an exceptional value for clients 62 and older, with ATM surcharge waivers and convenient Online and Mobile Banking tools.
This account helps keep you aligned with your financial goals, with a predictable monthly maintenance fee and no overdraft fees
Be age 62 or older and open the account with a minimum of $50
$1,500 average daily deposit balance during the statement cycle OR
At least $500 deposited per month by ACH direct deposits OR
Make at least one credit card[cite::168::cite] purchase using a Nevada State Bank credit card. Cardholder must be primary owner of the checking account OR
Fee waived for students 25 years old and younger
$10,000 combined deposit balance for the following linked consumer accounts: Checking, Savings, Money Market, CD and IRA[cite::95::cite]
OR
$25,000 combined deposit and loans balance[cite::95::cite].
$500 minimum daily balance
OR
At least $250 deposited per month by ACH direct deposit
There is a flat $5.00 monthly fee for OnBudget Banking
Check writing and Online Bill Pay are not available with the OnBudget Banking product.
Paper statements included at no extra cost or go paperless with eStatements and eNotices.
To avoid the paper statement fee of $2.50, the account must enroll in Online Banking and opt out of receiving paper statements[cite::78::cite]
To avoid the paper statement fee of $2.50, the account must be enrolled in Online Banking and opt out of receiving paper statements
No Nevada State Bank withdrawal charge on up to three (3) transactions at other banks' ATMs per month[cite::136::cite]
No Nevada State Bank withdrawal charge on the first transaction at other banks' ATMs per month[cite::136::cite]
An ATM charge of $2.50 applies to withdrawals conducted at an ATM not owned or operated by Nevada State Bank network or other divisions of Zions Bancorporation, N.A.
No charge for Overdraft Deposit Transfers and Reddi Reserve Line of Credit[cite::85::cite] Transfers
$10.00 per automatic transfer from another deposit account to cover an overdraft. $5.00 per advance from your Reddi Reserve Line of Credit
$10.00 per automatic transfer from another deposit account to cover an overdraft. $5.00 per advance from your Reddi Reserve Line of Credit[cite::98::cite]
Annually receive exclusive checks for a $5.95 handling fee per order OR a $5.00 credit toward the purchase of another style[cite::138::cite]
Online bill pay is not available with the OnBudget Banking account.
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