CD IRA CHART[cite::141::cite]
| Type of Plan |
Time CD for IRA |
IRA Money Market |
|
| Minimum Opening Deposit |
$1,000 |
$100 |
|
| Term |
Up to 60 months |
Not Applicable |
|
| Interest Rate |
Fixed rate based on the term of the certificate |
Variable rate; Compounded daily[cite::58::cite]; Paid monthly |
|
| Withdrawals |
Substantial IRS penalty for early withdrawal from an IRA; Substantial bank penalty for early withdrawal |
$25 fee for each withdrawal made after 6 per statement cycle |
|
| Types of IRAs funded |
Traditional IRA, Roth IRA, Education IRA |
Traditional IRA, Roth IRA |
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