CD IRA CHART[cite::141::cite]
|Type of Plan
||Time CD for IRA
||IRA Money Market
|Minimum Opening Deposit
||Up to 60 months
||Fixed rate based on the term of the certificate
||Variable rate; Compounded daily[cite::58::cite]; Paid monthly
||Substantial IRS penalty for early withdrawal from an IRA; Substantial bank penalty for early withdrawal
||$25 fee for each withdrawal made after 6 per statement cycle
|Types of IRAs funded
||Traditional IRA, Roth IRA, Education IRA
||Traditional IRA, Roth IRA
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