The Benefits of a Nevada State Bank Personal Loan
For all your personal needs, other than homes or vehicles, a Nevada State Bank Signature loan is ideal. Loans can be secured or unsecured. Speak to our Personal Loans team about your best options.
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Savings and CD Secured Loans
Borrow money from your existing Nevada State Bank savings account or certificate of deposit. You simply borrow against the amount you have in the bank.Rates effective as of June 9, 2015
|Secured Personal Loan1|
|$1,000 +||Maturity date of the deposit account||3.00% over deposit Rate|
|Secured with Nevada State Bank CD or savings account.|
1. Minimum loan amount of $1,000. Subject to credit approval; terms and conditions apply. Contact bank for details. Rates and terms are subject to change without notice.
An unsecured loan is based on your income and your ability to repay. It allows you to borrow money without collateral.Rates effective as of June 9, 2015
|Unsecured Personal Loan2 (up to 36 months)|
|Amount||Fixed APR Range||Sample Monthly Payment
(Per $1,000 borrowed)
|$1,000 - $4,999.99||12.45% - 20.46%||$33.43 for 36 months (Based on 12.45% APR)|
|$5,000 - $9,999.99||11.10% - 17.47%||$32.79 for 36 months (Based on 11.10% APR)|
|$10,000 +||10.09% - 17.11%||$32.31 for 36 months (Based on 10.09% APR)|
2. Subject to credit approval. Lowest Annual Percentage Rates (APRs) include 0.25% discount for auto-payment from a Nevada State Bank deposit account. Your APR will be based on information specific to your request including credit history. Sample payment information based on estimated loan information. Your payment may be higher. $50 documentation fee. Other terms and conditions apply. Other plans are available. Contact bank for details. Rates and terms are subject to change without notice.
* Credit approval required. You must live in Nevada to take advantage of our consumer loans.