Compare Checking Accounts

Compare Nevada State Bank's Relationship, Basic, Silver Advantage, and Worry-Free account services.


Relationship Checking Basic Checking Silver Advantage Worry-Free
Minimum Opening Deposit $100 $100 $100 $20
Requirements to Open None None 65 years of age or older None
Monthly Maintenance Fee $15.00(1) $9.00 (2) $5.00(3) $5.00
Paper Statement Fee $2.50 (5) $2.50(4) $2.50(4) $2.50(4)
Interest Paid Monthly Yes (on daily collected balance) No No No
Check-writing (6) Unlimited Unlimited Unlimited Not Available
Online and Mobile Bill Pay (7) Free Free Free Not Available
Mobile Check Deposit (7) Free $0.50 per deposit $0.50 per deposit $0.50 per deposit
Personalized Check Orders One free order annually(8) Standard fees apply One free order annually(8) Not Available
Cashier's Check Purchases Up to 5 cashier's checks monthly with no fee Standard fees apply Discounted rate on cashier's check fees Standard fees apply
Free Standard Traveler's Checks Yes No Yes No
50% Rental Discount on Safe Deposit Box (9) Yes No Yes No
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1. To avoid monthly maintenance fee:
  • Maintain an average daily balance for the statement period of $5,000 or more
  • OR Maintain an average daily balance of $10,000 or greater on the statement date, for the Relationship Checking account for the statement period, plus all eligible loan and deposit accounts associated with the relationship account of the primary owner

2. To avoid monthly maintenance fee, fulfill at least one of these requirements:
  • Have direct deposits into your account totaling at least $500 per statement cycle
  • For the primary owner of the checking account: use your Nevada State Bank credit card at least once during the statement cycle for a purchase or a cash advance
  • Have an average daily balance for the statement period of $1,500 or greater
  • Show valid military identification to have fees waived until your ID expires
  • Provide proof of school enrollment for the primary account holder (valid for students under age 24)

3. To avoid monthly maintenance fee, fulfill at least one of these requirements:
  • Have at least one direct deposit into your account per statement cycle
  • Maintain an average daily balance of $1,000 or more during the statement cycle
  • Show valid military identification to have fees waived until your ID expires

4. To avoid paper statement fee, opt out of paper statements.

5. To avoid paper statement fee, opt out of paper statements OR meet the requirements to have the Monthly Maintenance Fee waived.

6. Check safekeeping required.

7. Must be enrolled in online banking. Data and message rates from your wireless provider may apply.

8. Receive one order of Nevada State Bank custom image personalized checks annually for a low $5.95 handling fee, or receive a $5 credit toward the purchase of another check style.

9. This discount may not be used in conjunction with any other safe deposit box discounts.
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