Compare Checking Accounts

Compare Nevada State Bank's Basic, Relationship and Silver Advantage Checking services.


Basic Checking Relationship Checking Silver Advantage
Minimum Opening Deposit $100 $100 $100
Minimum Account Balance to Earn Interest n/a none n/a
Requirements to Open none none 65 years of age or older
Monthly Maintenance Fee $9.00 (1) $15.00(2) $5.00(3)
Paper Statement Fee $2.50 (4) $2.50(5) $2.50(4)
Interest-Bearing Account no yes: Interest rate is tiered and paid on daily balance. no
Unlimited Check-writing yes yes yes
No debit items fee yes yes yes
Check Safekeeping required required required
Personalized checks n/a one free order annually(6) one free order annually(6)
Cashier's Check fee Standard fees apply Up to 5 cashier's checks monthly with no fee Discounted rate on cashier's check fees
Traveler's Checks Standard fees apply No charge No charge
Safe Deposit Box Discount none 50%(7) 50%(7)
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(1) To avoid monthly maintenance fee, fulfill at least one of these requirements:
• Have direct deposits into your account totaling at least $500 per statement cycle
• For the primary owner of the checking account: use your Nevada State Bank credit card at least once during the statement cycle for a purchase or a cash advance
• Have an average daily balance for the statement period of $1500 or greater
• Show valid military identification to have fees waived until your ID expires
• Provide proof of school enrollment for the primary account holder (valid for students under age 24)

(2) To avoid monthly maintenance fee:
• Maintain an average daily balance for the statement period of $5,000 or more
• OR Maintain an average daily balance of $10,000 or greater on the statement date, for the Relationship Checking account for the statement period, plus all eligible loan and deposit accounts associated with the relationship account of the primary owner

(3) To avoid monthly maintenance fee, fulfill at least one of these requirements:
• Have at least one direct deposit into your account per statement cycle
• Maintain an average daily balance of $1,000 or more during the statement cycle
• Show valid military identification to have fees waived until your ID expires

(4) To avoid paper statement fee, opt out of paper statements.

(5) To avoid paper statement fee, opt out of paper statements OR meet the requirements to have the Monthly Maintenance Fee waived.

(6) Receive one order of Nevada State Bank custom image personalized checks annually for a low $5.95 handling fee, or receive a $5 credit toward the purchase of another check style.

(7) This discount may not be used in conjunction with any other safe deposit box discounts.

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