We will be performing scheduled maintenance on Thursday, August 20th from 10:00 p.m. MT until 11:30 p.m. MT. Online Banking and Mobile Banking will not be available at this time. We apologize for any inconvenience this may cause.

You have safely signed out. Thank you for banking with Nevada State Bank.

Your session expired and you have been signed out for your safety.

Eight Little or No Cost New Year's Resolutions

Transform your new year with budget-friendly self-improvement strategies.

As the new year approaches, you might be looking for ways to improve your life. Sometimes living a healthier lifestyle can cost more, but you can still do so without increasing your spending much. You don’t need to splurge on gym membership or switch to pricey organic foods to improve your life in the new year. Here are eight achievable new year's resolutions that won't cost you too much.

1. Spend More Time with Family

One great way to improve your life is to spend more of it with the people you love. Quality family time can even reduce stress and boost your mental well-being, while also strengthening emotional connections.

2. Save More Money

Adding more money to your savings account can help you be prepared for unexpected expenses, which can otherwise become stressful. Having more money saved will help you become more financially secure, which can give you greater peace of mind and help you out of a bind if an emergency arises.

3. Try New Foods

You don't have to spend more money on expensive foods, but you can still switch things up and try some new ones. Try cooking some new recipes, switching ingredients in familiar ones, hosting a potluck where friends bring their own dishes, repurposing leftovers into new meals, and experimenting with seasonal produce.

4. Read More

Make more time for reading. Doing so is a great way to reduce stress and enhance wellbeing while also helping you improve focus, expand your knowledge, and improve your critical thinking. If you have trouble finding time to read, try setting a reading goal and a schedule. Carry a book with you, and limit your screen time. Audiobooks are always an option, as well.

5. Get More Sleep

Getting more sleep can greatly improve your well-being by increasing both physical and mental health. A good night’s sleep can improve your memory, your focus, and your decision making. It can help you be more productive throughout your day. It's even good for your immune system and helps reduce risk of chronic illnesses. Getting enough sleep is critical for improving your mood and reducing stress and anxiety. Try to maintain a consistent bedtime, exercise regularly, and limit your naps to short amounts of time and not taking them too late in the day.

6. Eat More Vegetables

Eating more vegetables is one of the easiest ways to improve your health. They are filled with the nutrients your body needs to support your overall health. They help improve digestion, your immune system, and are low in calories. They can reduce inflammation and lower your risk of disease. They can improve practically every part of your health, so be sure to eat plenty of them. Use them in meals, snack on them, add them to smoothies, or mix them into your baked goods. Any way you can get more vegetables into your diet, the better off your body will be.

7. Get Regular Check-Ups

Don't skip going to the doctor on a regular basis. Regular checkups shouldn't be expensive if you have health insurance, and they can actually save you money by helping you prevent health problems. If you have any that are emerging, your doctor can help you deal with it sooner rather than later when more drastic (and expensive) measures may need to be taken. Preventative healthcare is essential. Don't wait to see the doctor when you're already suffering from symptoms.

8. Walk More

Walking is great for your health, and it's absolutely free. Just go outside and walk. Doing so, according to the Mayo Clinic*, may help you:

  • Maintain a healthy weight and lose body fat
  • Prevent or manage various conditions, including heart disease, stroke, high blood pressure, cancer and type 2 diabetes
  • Improve cardiovascular fitness
  • Strengthen your bones and muscles
  • Improve muscle endurance
  • Increase energy levels
  • Improve your mood, cognition, memory and sleep
  • Improve your balance and coordination
  • Strengthening immune system
  • Reduce stress and tension

You don't have to spend more money to be healthier. If you have the extra money to go to the gym and stick to organic produce, that's great, but if these things cost more than you want to spend, consider the tips above to have a healthier and more fulfilling 2025.

* https://www.mayoclinic.org/healthy-lifestyle/fitness/in-depth/walking/art-20046261


The information provided is presented for general informational purposes only and does not constitute tax, legal or business advice. Any views expressed in this article may not necessarily be those of Nevada State Bank. Nevada State Bank is a division of Zions Bancorporation, N.A. Member FDIC

Content above is offered for informational purposes only and does not constitute tax, legal, financial, or business advice. Contact a specialist about your specific needs and circumstances. Content may contain trademarks or trade names owned by parties who are not affiliated with Zions Bancorporation, N.A. Use of such marks does not imply any sponsorship by or affiliation with third parties, and Zions Bancorporation, N.A. does not claim any ownership of or make representations about products, services, or content offered under or associated with such marks.

Warning: you’re about to leave!

You're about to leave Nevada State Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Nevada State Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Nevada State Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Nevada State Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Nevada State Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Nevada State Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Nevada State Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Nevada State Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Nevada State Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Nevada State Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Nevada State Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Nevada State Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Nevada State Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Nevada State Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.

Warning: you’re about to leave!

You're about to leave Nevada State Bank's website and be directed to a website that is not affiliated with Zions Bancorporation, N.A. dba Nevada State Bank and may have a different privacy policy and level of security. Zions Bancorporation, N.A. is not responsible for, and does not endorse or guarantee, the privacy policy, security, accuracy, or performance of the third party’s website, or the information, products, or services that are expressed or offered on that website.