Deposit Interest Rates

APY refers to the Annual Percentage Yield in the rate charts listed below. Interest Rates and APY's are accurate as of April 26, 2017

Relationship Checking Interest Rate APY*
Up to $4,999.99 .01% .01%
$5,000-$24,999.99 .02% .02%
$25,000-$99,999.99 .02% .02%
$100,000-$249,999.99 .03% .03%
$250,000-$499,999.99 .03% .03%
$500,000 and Up .05% .05%
  • Earn a tiered variable interest rate on your entire account balance. Minimum opening deposit of $100.
  • * These are variable rate, interest-bearing accounts. The interest rate and APY may change anytime at the discretion of the Bank. Interest is compounded daily and will be credited to the account monthly. No minimum balance required.
    ** Fees may reduce earnings on the account
  • Click here for important details about fees related to this account.

Classic Savings
Deposit Amount
Interest Rate APY*
All Balances .01% .01%
  • Minimum opening deposit of $100
  • * This is a variable rate, interest-bearing account and the interest rate and APY may change anytime at the discretion of the Bank. Interest is compounded daily and will be credited to the account monthly. No minimum balance required.
    ** Fees may reduce earnings on the account.
  • Click here for important details about fees related to this account.

Money Market Relationship Non-Relationship
Deposit Amount Int. Rate APY* Int. Rate APY*
Up to-$4,999.99 .05% .05% .03% .03%
$5,000-$24,999.99 .10% .10% .03% .03%
$25,000-$99,999.99 .10% .10% .05% .05%
$100,000-$249,999.99 .15% .15% .10% .10%
$250,000-$499,999.99 .15% .15% .10% .10%
$500,000-$999,999.99 .15% .15% .10% .10%
$1,000,000.00 and up .20% .20% .10% .10%
  • Earn a tiered variable interest rate on your entire collected balance. Minimum opening deposit of $100.
  • * This is a variable rate, interest-bearing account and the interest rate and APY may change anytime at the discretion of the Bank. Interest is compounded daily and will be credited to the account monthly. No minimum balance required.
    ** Fees may reduce earnings on the account.
  • Click here for important details about fees related to this account.
Certificates of Deposit
Deposit Amount
Relationship Non-Relationship
Term Int. Rate APY* Int. Rate APY*
7 Day .05% .05% .05% .05%
28 Day .05% .05% .05% .05%
90 Day .10% .10% .05% .05%
6 Month .10% .10% .05% .05%
12 Month .15% .15% .05% .05%
18 Month .20% .20% .05% .05%
24 Month .25% .25% .05% .05%
  • If you have at least $1,000 to deposit and don't need access to it right away, a CD is a great choice. Please note, however, that there is an interest penalty for early withdrawal. Minimum opening deposit $1,000.
  • * Interest will be compounded daily. If the term of your account is for 365 days or less, interest will be credited to the account at maturity. If the term of your ccount is longer than 365 days, interest will be compounded daily, and credited to the account annually. The APY assumes interest remains on the deposit until maturity. A withdrawal of interest prior to maturity will reduce earnings and the disclosed APY.
    ** Fixed rate based on the term of the certificate. † A penalty may be imposed for early withdrawal. †† Fees may reduce earnings on the account.

Regular IRA Accounts - All Balances Interest Rate APY*
Fixed Rate 6 Months .10% .10%
Fixed Rate 12 Months .15% .15%
Fixed Rate 18 Months .20% .20%
Fixed Rate 24 Months .25% .25%
Fixed Rate 60 Months .50% .50%
  • Minimum opening deposit of $1,000
  • * Interest will be compounded daily. If the term of your account is for 365 days or less, interest will be credited to the account at maturity. If the term of your ccount is longer than 365 days, interest will be compounded daily, and credited to the account annually. The APY assumes interest remains on the deposit until maturity. A withdrawal of interest prior to maturity will reduce earnings and the disclosed APY.
    ** Fixed rate based on the term of the certificate. † A penalty may be imposed for early withdrawal. †† Fees may reduce earnings on the account.

IRA Money Market Interest Rate APY*
Up to $1,999.99 .10% .10%
$2,000-$9,999.99 .10% .10%
$10,000-$24,999.99 .30% .30%
$25,000-$49,999.99 .50% .50%
$50,000-$99,999.99 .60% .60%
$100,000 and Up .60% .60%
  • Minimum opening deposit of $100.
  • * This product has a variable interest rate. Your interest rate and annual percentage yield (APY) may change at our discretion at any time. Interest is calculated using the daily balances method. This method applies a daily periodic rate to the collected balance in the account. Interest will be credited to your account on a monthly basis. All withdrawals will be subject to any applicable tax and other laws and regulations, including early withdrawal penalties, any withholding requirements, and any additional service fees.
    ** Fees may reduce earnings on the account.

CDARS Interest Rate APY*
4 weeks .04% .04%
13 weeks .09% .09%
26 weeks .09% .09%
12 Months .14% .14%
24 Months .24% .24%
  • CDARS rates updated weekly on Wednesdays
  • Minimum placement amount - $250,000
  • Direct questions regarding current rates or effective dates to Accounting.

Questions or comments?
Call Nevada State Bank Customer Service at
(702) 383-0009 (Las Vegas calling area), (775) 852-6611 (Reno calling area) or all
other areas, toll-free at 1-800-727-4743.

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