Deposit Interest Rates

APY refers to the Annual Percentage Yield in the rate charts listed below. Interest Rates and APY's are accurate as of March 6, 2015

Classic Savings
Deposit Amount
Interest Rate APY*
All Balances .01% .01%
  • *This is a variable rate, interest bearing account and the interest rate and Annual Percentage Yield (APY) may change at any time at the Bank's discretion. Interest will be compounded daily and credited to the account quarterly. Fees may reduce earnings on the account.
  • Click here for important details about fees related to this account.

Money Market Relationship Non-Relationship
Deposit Amount Int. Rate APY* Int. Rate APY*
Up to-$4,999.99 .05% .05% .03% .03%
$5,000-$24,999.99 .10% .10% .03% .03%
$25,000-$99,999.99 .10% .10% .05% .05%
$100,000-$249,999.99 .15% .15% .10% .10%
$250,000-$499,999.99 .15% .15% .10% .10%
$500,000-$999,999.99 .15% .15% .10% .10%
$1,000,000.00 and up .20% .20% .10% .10%

Ultimate CD®
Deposit Amount
Interest Rate APY*
$1,000-$19,999.99 .10% .10%
$20,000-$99,999.99 .15% .15%
$100,000-$249,999.99 .20% .20%
$250,000-$999,999.99 .25% .25%
$1,000,000+ .25% .25%
  • *This is a variable rate, interest bearing account and the interest rate and Annual Percentage Yield (APY) may change at any time at the Bank's discretion. Interest will be compounded daily and credited to this account quarterly. Fees may reduce earnings on the account.
  • The Ultimate CD is not a time deposit or certificate of deposit as described in the Deposit Agreement, but is categorized as a money market account.
  • Click here for important details about fees related to this account.

Certificates of Deposit
Deposit Amount
Relationship Non-Relationship
Term Int. Rate APY* Int. Rate APY*
7 Day .05% .05% .05% .05%
30 Day .05% .05% .05% .05%
90 Day .10% .10% .05% .05%
6 Month .10% .10% .05% .05%
1 Year .15% .15% .05% .05%
18 Month .20% .20% .05% .05%
2 Year .25% .25% .05% .05%
  • $1,000.00 minimum opening deposit.
  • Interest penalty for early withdrawal.
  • Interest will be compounded daily. If the term of your account is for 365 days or less, interest will be credited to the account at maturity. If the term of your account is longer than 365 days, interest will be compounded daily, and credited to the account annually. The APY assumes interest remains on the deposit until maturity. A withdrawal of interest prior to maturity will reduce earnings and the disclosed APY.
  • Fixed rate based on the term of the certificate.
  • Withdrawal of any of the principal before the maturity date may incur a penalty.
  • Fees may reduce earnings on the account.

Relationship Checking Interest Rate APY*
Up to $4,999.99 .01% .01%
$5,000-$24,999.99 .02% .02%
$25,000-$99,999.99 .02% .02%
$100,000-$249,999.99 .03% .03%
$250,000-$499,999.99 .03% .03%
$500,000 and Up .05% .05%

Market PlusTM IRA Interest Rate APY*
Up to $10,000.00 .10% .10%
$10,000.01-$25,000.00 .30% .30%
$25,000.01-$50,000.00 .50% .50%
$50,000.01 and greater .60% .60%
  • $100.00 minimum opening deposit.
  • This is a variable rate, interest bearing account and the interest rate and APY may change any time at the Bank's discretion. Interest is compounded daily and will be credited to the account quarterly. A penalty may be imposed for early withdrawal
  • No minimum balance required
  • Fees may reduce earnings on the account.

Regular IRA Accounts - All Balances Interest Rate APY*
Fixed Rate 6 Months .10% .10%
Fixed Rate 12 Months .15% .15%
Fixed Rate 18 Months .20% .20%
Fixed Rate 24 Months .25% .25%
Fixed Rate 60 Months .50% .50%
  • $1,000.00 minimum opening deposit.
  • The interest rate and APY for a Fixed-Rate IRA Account will not change for the term of the account. Interest will be compounded quarterly and will be credited quarterly. A penalty may be imposed for early withdrawal.
  • Fees may reduce earnings on the account.

Questions or comments?
Call Nevada State Bank Customer Service at
(702) 383-0009 (Las Vegas calling area), (775) 852-6611 (Reno calling area) or all
other areas, toll-free at 1-800-727-4743.

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