Consumer Fee Schedule

Effective March 16, 2017

Applies to individual accounts unless otherwise disclosed in account specific Terms and Conditions

Service Description Fee
ATM Balance Inquiry Fee
(Balance inquiry at a non-ZB, N.A ATM)
ATM Mini Statement Fee
(Short statement available at ATM)
ATM Transaction Fee
(Transaction at a non-ZB, N.A ATM)
Non-client transaction at a Nevada State Bank branch or
Walgreens ATM
Non-client transaction at a Nevada State Bank ATM not
located at a branch or Walgreens



Canadian Items Fee $2.50 per item
Cashiers Check $8.00 each
Check Book Balancing Fee $20 per hour
Check Cashing Fee (Non Clients) $5.00
Check Printing Fee
(Personalized check printing)
Fee depends on style of check ordered
Coin Deposited Fee (per bag) $5.00
Counter Check Fee $1.00

Deposited Item Return Fee (per item)
(Deposited item(s) returned - chargeback.)



Dormant Account Fee (Non-Refundable) $5.00 per month

Service Description Fee
Early Closure Fee
(Account closed within 90 days of opening.)
Foreign Draft Fee $25.00
Foreign Transaction Fee 2% of ATM or debit card purchase outside of United States
Imaged Checks Fee
(per statement for check images mailed)
Image Option Fee (per statement for larger print, fewer images per page, etc) $5.00 per statement
Insufficient Funds Fee
Insufficient Funds fee (applies to check, in-person, ATM, or other electronic withdrawals where there are insufficient funds on deposit to cover the item. The fee is assessed the day after the item is posted to the account)

Per item, up to five items per day
Sustained overdraft (per day, beginning on day 5)

Interim Statement Fee
(Period-to-date statement copy.)
$3.00 per statement
Legal Processing Fee
(Legal requests for customer information.)

Service Description Fee
Medallion Stamp/Signature Guarantee Fee $20.00
Night Deposit Bag (Disposable Plastic.) $0.35 each
Night Deposit Key $5.00 each
Notary Service Fee $5.00 per signature for the first signature for each signer, and $2.50 per additional signature for each signer.
Online Banking
Bill Pay

Expediated Bill Payments
Same Day ACH (per payment)
Overnight Check (per check)

Mobile Check Deposit (per deposit)

PC Banking
PC Banking Bill Pay
No Charge
No Charge



No Charge
Overdraft Deposit Transfer Fee
(Per automatic transfer from another deposit account to cover an overdraft.)
Out Collection fee (items sent for collection) Domestic $25.00
International $40.00
Overdraft fees-see Insufficient Funds fee  
Overnight Shipping Fee $25.00
Paper Statement fee (per statement cycle)
(See account-specific Terms and Conditions to see if this fee is charged and how it may be waived)
Popmoney Send Standard (2-3 days) $0.00
Send Next Day $1.50
Instant Delivery $5.00
Custom Email Template $0.50
Request Money Received $0.75
Research Copy Fee $2.50 per copy
Research Fee $20.00 per hour
Restricted/Court Blocked Account $100.00 set-up fee
Safe Deposit Box Rental Fee A variety of boxes are available. Annual rent ranges from $30.00 to $315.00 depending upon the box size.
Safe Deposit Box Forcible Entry Fee $200.00
Safe Deposit Key Deposit $25.00 (Customer)
$100.00 (Non-Customer)

Service Description Fee
Special Handling Return Checks Fee
(Special handling for returned checks.)
$2.00 each item
Statement Hold Fee
(Statement held at branch per customer's request.)
$3.00 per month
Statement Reprint Fee $5.00 per statement
Stop Payment Fee
(includes checks, cashier's checks, preauthorized transfers, and recurring debit card payments)

$30.00 (per item) Standard
$25.00 (per item) Online Banking
Telephone Transfer Fee $0.00
Verification of Deposit Fee $8.00
Wire Fee (only available to Nevada State Bank clients)
  • Domestic/International Incoming without Notification
  • Domestic/International Incoming with Fax or E-Mail Notification
  • Domestic Outgoing
  • International Outgoing

  • $15.00
  • $20.00

  • $25.00
  • $50.00
Wire Investigation Fee
  • Amendment
  • Recall
  • Tracer
  • Incoming Return
  • Outgoing Return

  • $25.00
  • $25.00
  • $10.00
  • $25.00
  • $25.00
Zipper Bags $5.00

Interest Rate on Overdraft or other account shortages:
Interest Rate on Overdraft or other account shortages if a different rate is not specified by applicable credit agreement 18% per annum (Interest begins accruing when overdraft is written-off; interest on other shortages begins accruing immediately)

Expedited Delivery Service.............................................................$25.00
Expedited Delivery Service with Same Day Embossing..........$39.00
If you request the bank to provide "expedited delivery" (which requires the services of an outside delivery service provider) or you request to personally obtain an "emergency card" (which requires special card production) at our bank card center, you agree that we may charge you a fee up to $75 for their service.

Personal Reddi-Reserve Accounts:
Credit Line Late Fee - 5% of late payment or $20.00, whichever is greater.
Returned Payment Fee - $6.00
Credit Line Transfer Fee - $5.00 per completed transfer (A transfer fee will be charged every time an advance is made from your credit Line Account-please note that more than one advance may be made during any given day.)

Our "Voice Response Unit" is available 24-hours a day, 7 days a week with your Nevada State Bank account information.

For Customer Service, please call:
(702) 383-0009 (Las Vegas calling area)
(775) 852-6611 (Reno calling area)
(800) 727-4743 (all other areas

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