Ultimate Certificate of Deposit (CD)

Account Features

Our Ultimate CD1 combines the earning power of a traditional certificate of deposit (competitive return) with the flexibility of a savings account. It has high-yield tiered interest rates (subject to change at the Bank's discretion) and no set maturity date.

You have the flexibility to make deposits to your account at any time, as well as one no-fee withdrawal within the first five business days after each quarterly interest payment.

You can start an Ultimate CD with a minimum opening deposit of $1,000, and earn high market-linked interest rates as long as you maintain a minimum balance of $1,000 or more.


Minimum Opening Deposit $1,000.00
Monthly Maintenance Fee none
Withdrawals One no-fee withdrawal within the first five (5) business days of each calendar quarter1
Deposits Unlimited
Cash Usage Unlimited cash deposits
Transaction Fees $50.00 for each withdrawal in excess of one (1) per calendar quarter2

Drop by your local Nevada State Bank branch or call a Relationship Manager today at 800-727-4743 to find out how our Personal Banking Services can benefit you.

1. The Ultimate CD is not a time deposit or certificate of deposit as described in the Deposit Agreement, but is categorized as a money market account.

2. Each withdrawal processed after the first five (5) business days of each calendar quarter will be assessed an early withdrawal fee of 0.5% of the amount withdrawn. Total of early withdrawal fees assessed within each quarter will not exceed total interest paid for the quarter. Early withdrawal fees are in addition to excessive transaction fees.

3. Each withdrawal in excess of one (1) per calendar quarter will be assessed a $50.00 excessive transaction fee. Excessive transaction fees are in addition to early withdrawal fees.

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