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Type of Plan Time CD for IRA Marketplus IRA
Recommended if you want... A great fixed rate with your choice of terms An account that rewards you with a higher interest rate for contributing at least $2,000 in a 12-month period
Minimum Opening Deposit $1,000 $100
Term Terms from 6 months to 5 years 12 months
Interest Rate Fixed rate based on the term of the certificate Variable rate; Compounded daily*; Paid quarterly
Withdrawals Substantial IRS penalty for early withdrawal from an IRA; Substantial bank penalty for early withdrawal Substantial IRS penalty for early withdrawal from an IRA
Types of IRAs funded Traditional IRA, Roth IRA, Education IRA Traditional IRA, Roth IRA
Unique Features CDs with opening deposit of more than $100,000 are available with higher rates Make additional deposits at any time; Higher balances earn higher rates; As soon as you achieve a contribution level of $2,000 during a 12-month period, you earn the highest interest rate for the next 12 months (normally paid to accounts with balances of at least $50,000)

Call us today at 800-727-4743, or contact your local Nevada State Bank branch Relationship Manager to find out how our Personal Banking Services can benefit you.

*Interest is calculated on the collected balance, which is book balance minus float.

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