View CD IRA Chart
|Type of Plan||Time CD for IRA||IRA Money Market|
|Minimum Opening Deposit||$1,000||$100|
|Term||Up to 60 months||Not Applicable|
|Interest Rate||Fixed rate based on the term of the certificate||Variable rate; Compounded daily*; Paid monthly|
|Withdrawals||Substantial IRS penalty for early withdrawal from an IRA; Substantial bank penalty for early withdrawal||$25 fee for each withdrawal made after 6 per statement cycle|
|Types of IRAs funded||Traditional IRA, Roth IRA, Education IRA||Traditional IRA, Roth IRA|
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*Interest is calculated on the collected balance, which is book balance minus float.