Ideal for customers who want to earn a competitive, tiered interest rate1 on their account balances, while having flexible access to their funds.
- Variable rate, compounded daily1, paid monthly
- Detailed monthly statements show account activity.
- Access your money easily: withdraw at any Nevada State Bank branch, write a check, or use an ATM.
|Minimum Opening Deposit||$500|
|Monthly Maintenance Fee2||$10 if the average daily balance for the statement period is $1,000 or less|
|Paper Statement Fee3||$2.50. To avoid this fee, just opt out of paper statements through our Online Banking service. Click here for more information.|
|Transaction Fees4||Transaction limits apply. Make up to six withdrawals and transfers each month without a withdrawal fee.|
|Interest-Bearing Account1||Yes, on balances over $1,000|
Questions? Call us today at 800-727-4743, or contact your local Nevada State Bank branch Relationship Manager to find out how our Personal Banking Services can benefit you.
Please refer to the Deposit Account Agreement, Account Disclosure, Deposit Rate Sheet and Personal Account Schedule of Fees, or speak with a banker for more details.
1. Interest is calculated using the daily balance method. This method applies a daily periodic rate to the collected balance in the account each day. Annual Percentage Yield (APY) is variable and may change after account is opened. Other fees may apply and may reduce earnings. Contact a Financial Center for details.
2.In order to avoid a monthly service fee, the minimum balance or combined balance requirement must be met. The monthly service fee amount is provided as part of the disclosures upon account opening. Minimum Balance: If your daily balance drops below the minimum balance requirement, then a monthly service fee will be assessed.
3.To avoid the Paper Statement Fee, you must enroll in Online Banking, and opt your account out of receiving paper statements. You may opt to receive either electronic or paper account notices and tax documents at no additional cost. If multiple accounts are linked in a combined statement, you must have opted your primary account out of receiving paper statements.
4. Federal banking regulations allow up to six (6) withdrawals by check, debit card, or pre-authorized, telephone, or computer transfer to another account or third party during a monthly statement cycle. However, you may make an unlimited number of withdrawals from your account in person, by ATM, or by mail.
A $25 excessive withdrawal fee is assessed if you exceed your withdrawal limits during a monthly statement cycle. If the above limits are exceeded three (3) times in a twelve (12) month period, the account will be closed or changed to a different type of account.
Note: Fees may reduce earnings.