Explore Our Private Mortgage Options

Throughout the lending process, your needs will be shown prompt and proper attention by an experienced lending team that understands the local real estate market as well as the products, services and special programs available to you.

 

Permanent Mortgage Financing

  • Conforming, jumbo and portfolio mortgage loan products
  • Access to multiple programs for the best possible rate structures
  • Primary residence, second home, and investment property financing
  • Fixed rate mortgages
  • Interest only, adjustable rate mortgages
  • Hybrid adjustable rate mortgages 
  • Reduce rate by 0.125% with automatic repayment of a mortgage loan from a Nevada State Bank deposit account

 

Construction/Permanent One-Time-Close Loan Program

A custom home is not just about building a house - it's a substantial achievement, and a chance to create and experience memories of a lifetime.

 

At Nevada State Bank, we've designed a loan for custom home construction. Our One-Time-Close Home Construction Loan combines your construction financing and permanent mortgage loan into one closing. We can assist you by offering:

 

  • Loan-to-value up to 90%
  • Shorter processing time
  • Decreased paperwork
  • Reduced fees

 

Our lending officers specialize in luxury financing, and can help navigate complex tax returns and post- closing assets. We can help finance the home of your dreams.