Explore Our Private Mortgage Options

Throughout the lending process, your needs will be shown prompt and proper attention by an experienced lending team that understands the local real estate market as well as the products, services and special programs available to you.

 

Permanent Mortgage Financing

  • Conforming, jumbo[cite::59::cite] and portfolio mortgage loan products
  • Access to multiple programs for the best possible rate structures
  • Primary residence and second home,
  • Fixed-rate mortgages
  • Interest-only, adjustable-rate mortgages
  • Hybrid adjustable-rate mortgages 

 

Rate Discounts[cite::311::cite] That Reward Your Relationship With Us

Additional mortgage discounts may be available for qualifying deposit and net wealth balances. Contact one of our Private Bankers today for additional details. 

 

Mortgage discount options include:

 

  • When a portfolio mortgage payment auto-debits from your Nevada State Bank deposit account AND you have Deposit/Wealth account balances totaling $250,000 to $750,000, you will receive a total discount of 0.25% 
  • When a portfolio mortgage payment auto-debits from your Nevada State Bank deposit account AND you have Deposit/Wealth account balances totaling $750,001 or greater, you will receive a total discount of 0.50% 
  • When you sign up for portfolio mortgage payment ACH auto-debits, you will receive a total discount of .0125%

 

Construction/Permanent One-Time-Close Loan Program

A custom home is not just about building a house - it's a substantial achievement, and a chance to create and experience memories of a lifetime.

 

At Nevada State Bank, we've designed a loan for custom home construction. Our One-Time-Close Home Construction Loan combines your construction financing and permanent mortgage loan into one closing. We can assist you by offering:

 
  • Shorter processing time
  • Decreased paperwork
  • Reduced fees

 

Our lending officers specialize in luxury financing, and can help navigate complex tax returns and post- closing assets. We can help finance the home of your dreams.